First National Mortgage
801-798-7280
contact@fnmutah.com
First National Mortgage
801-798-7280
contact@fnmutah.com
Choosing a mortgage term ranks among the most significant financial decisions you'll make as a homebuyer. The 30-year fixed-rate mortgage remains the most popular option, but understanding both its advantages and drawbacks helps you determine if it fits y
Nov 04, 2025 | Purchasing a Home
The mortgage maturity date marks when your loan term officially ends and the remaining balance becomes due. Understanding this date helps you plan your finances, evaluate refinancing opportunities, and make strategic decisions about extra payments through
Oct 30, 2025 | Purchasing a Home
As jack-o'-lanterns glow and trick-or-treaters fill the streets, we're reminded that the greatest joy in our work is serving wonderful clients like you and your family. From all of us at First National Mortgage, we hope your Halloween is filled with fun,
Oct 28, 2025 | Purchasing a Home
The average American mortgage payment has reached $2,329 per month, up 21% from $1,924 in 2023. Rising home prices and interest rates averaging 6.68% are driving these increases. But that's just the beginning of what homeownership actually costs. What's I
Oct 23, 2025 | Purchasing a Home
A Home Equity Line of Credit (HELOC) allows you to borrow against the equity you've built in your home. As property values and interest rates fluctuate, many homeowners wonder whether this financing option makes sense for their situation. Understanding ho
Oct 21, 2025 | Refinancing a Home
A Combination mortgage offers homebuyers a way to avoid private mortgage insurance (PMI) while making a smaller down payment. This financing strategy uses two simultaneous loans to purchase a home, but it's not the right choice for every buyer. Here's wha
Oct 16, 2025 | Purchasing a Home